By Ann Marie van den Hurk
WWR Article Summary (tl;dr) No business owner wants to think about what to do if a natural disaster hits, but as business expert Ann Marie Van Den Hurk points out, it has to be included in any solid business plan.
Hurricanes hit the Gulf Coast and Puerto Rico. Wildfires have been burning along the West Coast. The country has had one turbulent year of weather-related disasters.
The upending of lives and commerce has been great, and, with physical stores destroyed and employees scattered, the financial impact has amounted to billions upon billions of dollars.
About 25 percent of organizations do not reopen after a major disaster, according to the Institute for Business and Home Safety. In order to protect your small business, identify the risks relevant to your location, both natural and human-made, and once you have a plan created, keep it updated.
For guidance on handling everything from hurricanes to cyberattacks, check out the resources available through the Small Business Administration and Federal Emergency Management Agency, or FEMA.
Your disaster plan should include the following:
-Getting an understanding of the types of disasters your business is most likely to be impacted by and taking steps to minimize potential losses.
-Protecting vital business records. Keep those documents in a safe that is resistant to fire, water and burglary tools.
-Creating backup copies of critical business records, data and programs _ in a location separate from your primary facility.
-Updating your list of emergency contact numbers. In addition to emergency personnel and disaster relief agencies such as FEMA, include information for employees, customers, suppliers and distributors. Again, keep an extra copy off-site.